You won’t find my face on a bus bench on McMullen Booth Road or on a billboard on State Road 580—but you will find me deeply rooted in decades of real estate experience (since shoulder pads were a thing). My real estate journey kicked off in March of 1983 when I co-owned a commercial brokerage, managing a team of 35 agents and staff. Our company owned and operated office buildings and shopping centers all across the Tampa Bay area—yes, I’ve walked the walk in both high-rises and strip malls. In 2001, I made the shift to residential real estate, aligning with Coldwell Banker, then joined RE/MAX in 2004, where I spent two decades thriving in a culture that matched my entrepreneurial spirit. Fast-forward to today, I’m proud to be with Blake Real Estate—a respected, locally owned boutique brokerage that values service over splash. Celebrating 33+ years in the biz, I’ve weathered the housing boom, the bust, the Great Recession, a pandemic, and every quirky market shift in between. Through it all, my mission has stayed the same: provide top-notch service, clear communication, and real results. When you work with me, it’s personal. I'm a full-time agent (no part-time dabbling here), and yes—I answer my phone. I'm hands-on, present, and fully invested in your success from start to finish. I’ve sold everything from horse ranches to waterfront estates, celebrity homes to those “what-do-we-do-now?” properties. I love solving problems, navigating unique situations, and getting results. Early to the YouTube scene, I was featured in YouTube for Business by NYT contributor Michael Miller, spotlighted on ABC Action News as a "Featured Agent" and "MLS Expert", and honored to speak internationally on best practices for real estate success. I even developed the CIS Score, a proactive pricing tool to help sellers take charge of their listing strategy. Oh, and I’m proud to be in the RE/MAX Hall of Fame. Bottom line? I'm not flashy—but I am fiercely dedicated, battle-tested, and genuinely committed to help you reach your real estate goals. So, how can I help you today?"

By Adam Dellemonico, Movement Mortgage, Loan Officer/NMLS 1624974, 339-234-2988, adam.dellemonico@movement.com

September 21, 2026 - Happy Monday! I hope you had a great weekend. This week's update is an important one because mortgage rates have officially broken out of the range we've grown accustomed to recently and moved meaningfully higher.

30 year fixed rates reached approximately 7.24% last week, with 7.25% now becoming the most commonly quoted top tier conventional rate. Over just six trading days, average rates increased roughly 0.375%, the sharpest short term jump we've seen since October 2024.

Inflation concerns, higher oil prices, and the Federal Reserve were all major factors. The Fed raised its benchmark rate on Wednesday, but contrary to what you may hear, the hike itself wasn't what pushed mortgage rates higher. Markets were already expecting it.

The bigger reaction came when Fed Chair Kevin Warsh indicated that inflation remains too high and suggested additional tightening may be necessary. While a Fed committed to controlling inflation should ultimately be good for longer term rates, markets are still adjusting to what that process may look like.

There's no sugarcoating it: rates have moved higher, and the current environment is more challenging than it was a few weeks ago. But this isn't a "sky is falling" moment either. For perspective, conventional 30 year rates approached 8% at their peak in October 2023. We're certainly higher than we'd like to be today, but we're still well below those levels.

For now, we'll adjust to the new environment and keep a close eye on inflation, oil prices, and the Fed for signs of relief. We've navigated tougher rate markets before, and as always, this too shall pass.

I hope you have a great week and win the day!

Start Living Your Best - 201 Georgia Ave., Crystal Beach

Will be back on the market this Fall.

Live in a home where you’ll feel like you are on vacation every day! Come discover this decidedly different, custom-built home perched on a gentle rise, an inviting retreat that captures the very essence of Crystal Beach living. Feel like you are on vacation everyday. No HOA! This home is "high and dry". No flood worries here! Coastal charm, breezy comfort, and a relaxed Florida vibe flow through every inch of this thoughtfully designed property. Spend care-free, sun splashed days lounging in the free form custom pool, complete with a tranquil waterfall. Host memorable alfresco dinners on the spacious deck. Inside, volume ceilings, abundant natural light, and lovely views from every window create an airy, uplifting atmosphere. Plenty of room to roam with three generous-sized bedrooms, two full baths and a huge family room/flex space. The oversized lot is adorned with Florida native landscaping allowing the enjoyment of beauty without the burden. Store bikes and toys in the 8 x 10 Smithbilt shed. No grass to mow means more time for fun. And fun is never far away. Cruise the neighborhood by golf cart. Catch breathtaking sunsets over the gulf at Live Oak Park. Cast a line from the community pier. Bike the scenic 46-mile Pinellas Trail. Explore the Greek heritage of Tarpon Springs, savor fresh seafood in downtown Palm Harbor, or sip your way through the Dunedin vibrant craft brewery scene. Current owner used as a holiday home several times a year and then rented to vacationers the balance of the time.

Dunedin Weekly Real Estate Report

Click HERE to access a bi-weekly report of ACTIVE (New-On-Market), PENDING and SOLD homes in Dunedin.

Monthly Pinellas Market Report

CLICK on the image below to view July’s real estate statistics for Pinellas County. Reports are updated around the 22nd of the month for the previous month.